Form 1095-B is a tax document that reports the type of health insurance coverage you have, any dependents covered by your insurance policy, and the period of coverage for the prior year. It is used to verify on your tax return that you, and any dependents, have at least the minimum essential health insurance coverage.

You received Form 1095-B because you were enrolled in health insurance coverage that qualifies as minimum essential coverage during the last tax year. This form serves as proof of insurance for the Individual Shared Responsibility Provision.

You should keep Form 1095-B for your records. It's not necessary to attach it to your tax return, but you should use it to verify that you and your dependents had health insurance coverage during the year. If you're asked by the IRS to provide evidence of coverage, Form 1095-B will serve that purpose.

There are many benefits to filing electronically including higher quality data, higher efficiency, audit readiness and saving paper. Additionally, the IRS has recently launched a paperless processing initiative, requiring filing to be done electronically.

As of the last update, the individual mandate penalty for not having health insurance was reduced to $0 at the federal level, but Form 1095-B may still be important for state tax returns in states that have their own health insurance mandate. Check your state's requirements to determine if you need to report this information.

Yes, you can file your tax return without Form 1095-B. You should not wait for this form to file your tax return. The IRS does not require you to include it with your tax return, but you should use other documentation to confirm your coverage if necessary.

If there are errors on Form 1095-B, contact the issuer of the form as soon as possible to get a corrected version. This might be your insurance company or your employer if you are enrolled in a self-insured group health plan.

If you were supposed to receive Form 1095-B but didn't, contact your insurance provider. You are still responsible for reporting your coverage status on your tax return, but you can use other documentation, such as insurance cards or explanation of benefits statements, as proof of coverage if necessary.